Avemco offers premium credits up to 10% for pilot safety training

Avemco’s pilot safety rewards program is giving policyholders premium credits of up to 10% when they complete FAA WINGS coursework and recognized flight training. The insurer says the program is designed to improve general aviation safety while helping trained pilots lower annual insurance costs.

Why it matters: - Avemco policyholders can lower annual premium costs by completing approved safety education and flight training. - The program ties insurance pricing to ongoing pilot proficiency, which may reward safer operating habits. - The insurer built the program to help reduce the number of general aviation accidents and their rising cost.

What happened: - Avemco is offering premium credits of up to 10% through its pilot safety rewards program. - Pilots who finish FAA WINGS coursework or recognized flight training can qualify for the credits. - The program reaches policyholders who complete training tied to the aircraft and operations they fly. - The announcement was dated Sept. 22, 2026, from Frederick, Maryland.

The details: - An FAA WINGS Pilot Proficiency Program knowledge course earns a 5% credit on an annual Avemco premium. - WINGS-approved coursework from outside training organizations also qualifies for the 5% credit. - An additional 5% credit goes to policyholders who complete Avemco-recognized flight training that exceeds FAA minimums. - Pilots who earn a Sport, Recreational, Private, Commercial or ATP certificate receive the full 10% credit. - The same 10% credit applies to an additional aircraft rating. - Premium credits remain subject to underwriting guidelines. - Participants also receive WINGS lapel pins after completing each phase of the program: Basic, Advanced or Master. - Each level comes with a matching pin.

Between the lines: - Avemco is using premium discounts to push more pilots into continuing education. - The company’s review of accident records found that pilot attention lapses, not just aircraft issues, were a recurring factor in general aviation accidents. - The program positions safety training as both a risk-management tool and a customer incentive. - The release also frames Avemco as a preferred insurer for safety-conscious pilots seeking structured discounts, though that is a promotional claim.

What's next: - Policyholders who want the full 10% credit will need to combine qualifying coursework with recognized flight training or eligible certificates and ratings. - Future premium credits will continue to depend on underwriting review and program rules. - Avemco may use the program’s participation data to reinforce its broader safety messaging.

The bottom line: - Avemco is turning pilot training into a direct insurance reward, with the biggest discount reserved for pilots who go beyond minimum requirements.